Business insurance
Coverage for the business you've built
Who it's for
- Small businesses, shops and restaurants
- Contractors who need proof of insurance for jobs
- Owners with business vehicles or employees
What we provide
General liability
If a customer is hurt or their property is damaged because of your business.
Commercial property
Your building, equipment and inventory.
Commercial auto
Vehicles used for your business.
Workers' compensation
Required in most states once you have employees.
How it works
- 1Request a quote and tell us about your business.
- 2We gather details and compare options for you.
- 3We review the quotes with you, side by side.
- 4Coverage starts only once the insurance company issues your policy.
What to prepare
- Business name, address and type of work
- Number of employees and yearly revenue (estimate is fine)
- Current policy declarations pages, if you have coverage now
- Vehicle details for commercial auto
- Any certificate requirements from clients or landlords
Send documents only through our secure upload portal.
Common questions
I need a certificate of insurance for a job. Can you help?
If we handle your policy, request one from the Client Center. A certificate is only issued once your policy is active.
Which states do you cover?
We quote business insurance for clients in Virginia, Maryland, Washington, DC and Texas.
Is my coverage active once I submit the form?
No. Submitting a request does not start coverage. Coverage starts only when the insurance company issues your policy.
Insurance is placed with the insurance companies we're appointed with. Policies are issued by the insurance company, not by Ghion Financial.